Build a startup estimate that fits your actual home.
Check only the items that apply, enter local quotes, and add a reserve. No suggested dollar amounts are filled in because prices and requirements vary widely.
Your working budget
Use quotes, not guesses.
Nothing in this calculator is a statement that an item is legally required. Save receipts and confirm tax treatment with a qualified professional.
Items included0
Estimated subtotal$0
Planning reserve$0
Working startup estimate$0
IncludePlanning itemWhenYour local estimate
Application fileHealth exam, records, or immunization documentationConfirm first$
Application fileRequired pre-service training and CPR/first aidConfirm first$
Application fileBackground checks or fingerprintingOnly if directed$
Home testingRadon test kit or professional testConfirm first$
Home testingLead-in-water, private-well, or other water testingOnly if directed$
SafetySmoke/CO alarms and fire extinguisherConfirm first$
SafetyFirst-aid kits, flashlights, and emergency suppliesLikely business cost$
SafetyGates, outlet covers, locks, barriers, and storageConfirm first$
Care equipmentApproved cribs, cots, mats, and beddingConfirm first$
Care equipmentOutdoor fencing, gates, surfacing, or repairsOnly if directed$
Business setupChild care liability coverage or home-policy endorsementConfirm first$
Business setupBanking, bookkeeping, printing, and office suppliesLikely business cost$
Opening suppliesDevelopmentally appropriate toys, books, and materialsLikely business cost$
Opening suppliesCleaning, diapering, meal, and daily care suppliesLikely business cost$
01
Confirm
Mark what your licensing representative, insurer, or local authority actually requires.
02
Compare
Use the equipment guide to collect quotes and check recalls or certifications before buying.
03
Document
Keep receipts, approvals, test reports, warranties, and inspection records together.