Provider PathBy Holly’s Growing Minds Studio
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Understand the numbers

Build records your business can actually use.

Estimate, organize, and print working information without creating an account or sending private financial details to this site.

Educational estimator

Daycare time-space starting estimate

This estimate separates shared space from space used regularly and exclusively for the business. It does not determine a tax deduction.

Starting estimate0.00%
Time percentage
0.00%
Shared-space portion
0.00%
Exclusive-space portion
0.00%

Take this estimate and your records to a tax professional. The IRS daycare exception has licensing and regular-use conditions, and room availability can affect qualifying hours.

Read IRS Publication 587 ↗

Monthly working list

Expense organizer

Enter amounts from receipts or statements. This browser tool does not save or submit the information.

Assistant decision companion

Test the decision before making a commitment.

Estimate the cost of hiring or compare a retention proposal. Use one assistant and the same twelve-month period throughout.

No account, bank, or payroll connection. Entries stay in this browser and clear when the page reloads. Avoid entering identifying information.

What would the assistant cost?

Include the full employer cost, then compare it with the money your program can commit.

Start with the example, or enter your own amounts below. Enter 0 for a cost you have checked and do not expect.

1. Pay and employer costs
2. Money available
3. Leaner-year check (optional)

Ready-to-use provider downloads

Keep the free tools, or take the full system with you.

These completed resources live in Holly’s secure digital store and are organized here because they support the business side of home child care.

49-page practical toolkit$12.99

Seasonal Childcare Operations Toolkit

Plan closures, weather decisions, family communication, seasonal checks, and a realistic 30-day program reset.

  • Closure-policy and winter-weather decision guidance
  • Inclusive traditions, illness communication, and family newsletter planning
  • Environment, records, and 30-day program-reset checklists
View the seasonal toolkit ↗
Free PDF + Excel workbookFree

Enrollment & Income Quick-Start Kit

Complete a 15-minute money checkup, estimate income potential, and choose one practical 30-day action.

  • 18-page printable Money Checkup
  • Color-coded Income Potential Calculator
  • Current, full-capacity, and open-space estimates
Get the free kit ↗
11-worksheet Excel workbook$19

Money & Enrollment Planner

Bring capacity, rates, expenses, enrollment leads, renewals, and marketing into one calm business dashboard.

  • Automatic formulas and drop-down menus
  • Break-even, rate, expense, and enrollment planning
  • 20-page planner guide and nine-page Start Here included
View the planner ↗
Best business value$34

Home Daycare Business Organizer Bundle

Use the money-and-enrollment system together with the complete Provider Forms Professional Suite.

  • 11-worksheet planner with 20-page guide and nine-page Start Here
  • 51-page Forms Suite: agreement, handbook, and 16 core forms
  • $41 value when purchased separately
View the bundle ↗

Records to discuss with a professional

Build folders before the paperwork piles up.

Retention periods and tax treatment vary. This list is an organizer, not a determination that every record applies.

Income

  • Tuition and deposits
  • Registration and late fees
  • Subsidy payments
  • CACFP reimbursements
  • Other program income

Expenses

  • Receipts and invoices
  • Proof of payment
  • Business purpose
  • Equipment purchase date and cost
  • Mileage or transportation records

Home use

  • Floor plan and square footage
  • Daycare operating hours
  • Preparation and cleaning records
  • Utilities and home expenses
  • Repairs and improvements

Compliance

  • License and capacity letter
  • Insurance and renewals
  • Training certificates
  • Testing and inspection reports
  • Employee or substitute records
Tax reminder

Daycare providers may qualify for special business-use-of-home rules, but eligibility and calculations depend on licensing status, regular use, exclusive and shared spaces, the period the home was available, and current IRS instructions. Review Publication 587 and Form 8829 with a qualified tax professional.

Publication 587 ↗Form 8829 ↗Site disclaimer →